The Safer Approach to Using Contactless Payment Systems
Credit card fraud and stolen identities are not more than a mistake away these days. Everyone definitely gives a second thought to the idea of sharing their credit card numbers with strangers. They have become a very sacred and inseparable part of our lives. But it’s not so hard to get away with these types of crimes anymore. As farfetched as it may sound, it is possible for someone to steal your credit card information by simply standing close to you. This is especially possible if your RFID chips are embedded within your cards. As with several other methods of contactless payment designed for convenience, radio frequency identification credit cards let the users make payments simply by touching them to scanners. This is unlike inserting the card into a terminal or swiping it across which poses an even greater risk to users’ finances.
How to Guard against This Kind of Threat.
If a malicious hacker had to walk up to you and scanned your wallet, they could collect sensitive and important details allowing them to use your card even without your knowledge or consent. Fortunately, it is considerably easy to interrupt radio waves. There are RFID-blocking wallets that can protect your finances and prevent you from falling prey to their selfish plots. Proximity is the best channel they can get to you as RFID chips contain electromagnetic fields. This is what makes it easy to read without actually having to initiate communication. A wallet designed to be some sort of Faraday cage will block electromagnetic fields thus preventing communication between RFID scanners and your credit card. You may not necessarily need an RFID wallet. Much as the chances of being maliciously scanned are thin, it is safe to have a blocking wallet as you may never know when the imminent threat could attack.
The Criteria for Selecting an RFID Wallet
You can’t simply buy any old product that will perfectly suit your needs. This equally applies when it comes to purchasing an RFID wallet to hold your cards and/or your passports. Most people will go for something they actually like, somewhat jazzy but that aside, there are some very important factors you have to identify before picking just any other wallet.
Durability of the Material
The most recommended material for wallets is leather not just because of its good quality and luxurious attribute but also due to its durability and the longevity it comes with. Of course, you will find other materials in the market and it is obviously your personal decision. One thing that may discourage most buyers from purchasing a leather RFID wallet is the fact that it is expensive, which should not be a big deal. It is good value for money as you are guaranteed of long-term use and as a result, you won’t need to make as many replacements as with some of these less durable materials. For the lovers of anti-slash material, you will definitely have to cough up a few more bucks but it is totally worth it. It is only promised that you will get what you pay for in most cases. If you buy a product that is flimsy just because it costs lesser, it will not really serve its purpose. As a result, you end up losing even more than you bargained for and even worse, you could lose some of your documents from the wallet you buy. If you want something that does the job just right, find one that is sturdy enough to hold all your cards perfectly without risking losing some of them. It’s a great idea to buy the RFID wallet online but to be safer than sorry, you may need to look into customer reviews to confirm it is durable enough to hold items even if in excess.
Before buying an RFID wallet, the first thing that should be on your mind is the use you want to put the wallet into. It is only clear enough that the primary purpose for an RFID wallet is to guard against getting your credit card details or identity stolen by malicious people. Do you need the wallet to carry more than just one credit card or will there be a few other documents you will need to include? Passports also have RFID chips, which means you may also need to carry one or more in your wallet which means that you’ll have to find out to fit that in. If you intend to carry multiple cards with documents as well, ensure the wallet you buy has enough room to accommodate all you need to include in it.
There is a variety of products on the market for different budgets. It doesn’t have to be such a big deal and you may not necessarily have to plan before you can buy your RFID wallet. You also don’t have to splash too much cash to find one that suits your desires, requirements or needs. It is only obvious that if you want a fancy wallet, some kind of brand name with extra pizazz, you have to invest a little more than just a few dollars. Generally speaking, it is still very easy to find high-value products on a mid-budget range. Fancy doesn’t always promise quality although most brand names have been known to deliver far beyond the customers’ expectations.