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Women’s wallets are poles apart from men’s wallets, not only in form and items they carry but also in how they are treated over the course of their use. As such, a lot of thought has to be put into buying a women’s wallet.

The material, size, look, usage, and a number of other factors come into play, and it can be quite difficult to find a wallet that meets all your needs. But this doesn’t have to be cause for worry!

Our Bricraft women’s wallet is designed to check all the boxes in your list, making this the perfect wallet for you! Here’s a detailed post for you that talks about our wallet’s special features and also gives you simple care instructions.

Let’s take a look at the Bricraft women’s wallet’s stunning features!

Genuine Leather

Bricraft wallets are crafted using 100% genuine leather. Compared to wallets made using other materials like nylon, canvas, plastic, and imitation leather, genuine leather offers a number of superior qualities.

Leather is a natural fabric, making it bio-degradable and eco-friendly. The fabric is breathable and timeless and can retain its look and quality over the years with minimal care. It is also resistant to lint and dust, and mites and mold growth.

Most importantly, leather is very flexible so your Bricraft wallet will expand sufficiently to accommodate all your essentials. Leather wallets also become more flexible over time, molding according to use and owner lifestyles.

Tough Exterior

While the Bricraft women’s wallet is soft to the touch and flexible, it also has a tough exterior. Since this wallet is made using quality leather, it is extremely durable and stands well for constant use.

Note that leather wallets are prone to scratches and fading over time, but this only adds to their appeal. And with just a little bit of TLC, your leather wallet will be able to withstand the elements bravely!

Elegantly Styled

The Bricraft women’s wallet has a pretty design embroidered on it! The butterfly and flower design lend a unique grace and charm to this wallet, while also reassuring buyers that it will continue to look its worth through years of use.

As opposed to a wallet with a printed design, an embroidered wallet is sure to stand the test of time. With prints, there’s the possibility of fading, which can eventually make your wallet look plain and dull, while embroidered designs usually last for the lifetime of garments or products they are on!

Equipped with RFID-Blocking Technology

Radio frequency identification or RFID chips – embedded in objects like credit cards and metro cards, and implanted in pets – contain RFID tags that have information on them. This information can be read using an RFID reader emitting radio waves. Because RFID chips have tiny electromagnetic fields, information can be accessed without the chips having to initiate communication.

In a practice known as digital skimming, hackers can steal your identity from 6 inches away without even touching your wallet. They can also make purchases without your verification!

The Bricraft women’s wallet not only looks beautiful but is also designed to be effective when it comes to keeping your credit cards safe! It comes equipped with RFID-blocking technology- an added layer of protection that helps you keep your money and identity far from the reach of digital pickpockets.

Large in Size

The Bricraft women’s wallet is a trifold wallet that is 7.4 inches in length, and when folded over, measures 3.7 inches in breadth and 1.18 inches in height. With 14 credit card slots and an internal zipped compartment, this wallet can easily hold cards, cash, coins, and a bunch of little things.

Considering wallet size when buying a new one is important because you don’t want to have a wallet that’s too small or extra large for your needs. To pick the ideal wallet, you’ll have to plan ahead of time and determine what items you need to carry in it every day. You’ll also have to purge junk from your existing wallet.

While this will be a good exercise, it can be time-consuming. So if you’re in a hurry, you can just opt for the Bricraft women’s trifold wallet as it is spacious enough to house all your wallet essentials along with the extras.

Keeps Stuff Organized

Fishing for change, fumbling with currency, and dropping receipts onto the ground while pulling out bills are all signs of a poorly managed wallet. An unorganized wallet not only causes undue stress but also wastes precious time.

With the Bricraft women’s wallet, you won’t have to deal with the pressure of making a great first impression! Apart from having surplus card slots and an internal zipped compartment, it also has an outside zipper to hold items you might need in an emergency. Furthermore, this wallet has an ID window, so you can store your ID or contact information there for easy and quick access.


With a host of amazing features, the Bricraft women’s wallet is truly a multipurpose functional tool that offers benefits other than simply storing your cash and cards. It’s large size and well-differentiated compartments are spacious enough to store everyday essentials plus some extras. Its tough exterior stands well to wear and tear that comes with constant use, and the genuine leather with embroidered design can add oodles of charm to any outfit you pair this wallet with.

The wallet’s tough and pretty exteriors also make it perfect for travel. Though the wallet is large enough to accommodate items you might need on the road, it is compact in size so you won’t be burdened by it. Moreover, with its RFID-blocking technology, you won’t have to bother about digital theft, irrespective of where you’re traveling to!

Save It from the Elements

While genuine leather can brave up to the elements, it would do you and your Bricraft women’s wallet good if you remember to keep it away from direct sunlight and water.

  •  Sunproofing

Direct sunlight for prolonged periods of time can fade and dry out leather. The best way to prevent fading is to simply keep your wallet out of the reach of direct sunlight. If your leather wallet does fade out, you can always get it re-dyed by a professional.

As opposed to fading, drying is not something you can fix easily. Sunlight and other direct sources of heat cause the moisture content of leather’s natural oils to evaporate. Eventually, the leather will dry, stiffen, and crack.

Now that you’ve understood the features of the Bricraft women’s trifold wallet, here’s how you can take care of yours and keep it looking as good as new through the years.

To keep your Bricraft women’s wallet from drying out, you can use a cream or a conditioner that is suitable for it. The leather will soak up the cream just like your skin soaks up moisturizer! Just rub it into the leather gently and repeat treatments every 3-6 months, depending on how dry the climate is.

Bear in mind that some leather products have lanolin as an ingredient. Such creams and conditioners make for fine moisturizing products, but soften the leather to a greater degree. If you want your wallet to develop a rugged look over time, go for products without lanolin.

  • Waterproofing

Your leather wallet might get exposed to rain, snow, or spills over the course of its life. This might not seem to be a major problem, however, water can strip leather of its natural oils, and you already know what that means! In addition to this, when your soaked leather wallet dries out, it can become brittle. Again, the best way to prevent water damage is to keep your wallet safe from spills.

In the event, you get caught in the rains or snow, leave your wallet out to dry naturally. Refrain from applying heat or placing the wallet in direct sunlight for it to dry quickly; this will damage the leather. You might want to dab at any wet patches using a soft cloth so that they don’t leave stains behind.

Once dry, wipe away dirt or residues with a soft cloth. Rub in a suitable conditioner evenly on all areas of the wallet. Allow the wallet to soak up the conditioner and dry completely.

As a protective measure, use a waterproofing spray or wax to repel water and liquids. You don’t have to do this more than once a year if you’re careful about not spilling drinks over your wallet. That being said, you might have to waterproof your Bricraft women’s wallet several times during rainy or winter season.

Clean It Regularly

Wallets are bound to accumulate dirt and grime with use. And since you’ll be carrying your Bricraft women’s wallet inside your handbag, there’s a chance that it will come into contact with food, perfume, makeup products, and the like! To prevent damage, make sure you check your wallet every day and clean it regularly.

To clean your wallet, start with removing all of its contents. This also gives you the chance to do away with unnecessary receipts and junk, helping you not over-stuff your wallet!

Wipe down all surfaces of the wallet with a soft, clean, damp cloth. Do not use soap or chemicals as they can strip the leather of its natural oils. If you must remove grease, use saddle soap. Allow to air dry naturally, and follow up with conditioning or waterproofing as required.

Allow It to Breathe

Just like your skin, leather needs to breathe! Ventilating your Bricraft women’s wallet will wick excess moisture away and help prevent the growth of mildew and rot. So it’s okay to keep your wallet in your handbag, but do let it sit outside for some time when you’re at home or in your office.

Refrain from sealing up your leather wallet in a plastic bag. If you must pack your wallet for storage or travel, place it in a bag made of soft cotton or any breathable fabric. Always store in a dark, dry place that has good ventilation.

Be Careful with Products

Before using homemade cleaners and solutions on your leather wallet, be sure to research usage and side effects well. Remember to read product information before investing in any leather care products. Always buy products that are suitable for your Bricraft women’s wallet so as to avoid chemical damage.

Make a habit of testing out new products in a small inconspicuous area of your wallet. See if the product reacts over the course of a day before applying it over the whole wallet.

An important point to keep in mind is that some products like polishes and conditioners can stain your wallet a darker color than expected, so always go for the lighter option. If you purchase the Bricraft women’s wallet in black, black is the safest option; to avoid staining your white wallet, go for products marked as neutral.


The Bricraft women’s wallet is the perfect fit for you, given its attractive features and minimal care requirements. So don’t wait to grab yours any longer; place your order and get your hands on this beautiful wallet!


A wallet remains among the most revered accessories any lady can own. A lot of effort should thus go into researching thoroughly before making a new wallet purchase. While some use it sparingly, others use it on almost all aspects of their lives. You should consider multiple factors if your wallet of choice is going to appease and serve you well. Would you go for a snap closure or one which is zippered? What immediate needs do you hope this wallet will solve for you? Answered correctly, these and other questions will steer you towards making the best wallet choice.
Though wallets are supposed to be highly practical, they shouldn’t be boring all the same! That’s why our team of dedicated researchers go to all depths of the internet to spot the best wallets on offer. Below is a brief guide to the steps you should follow before investing in that new wallet. Every budget, at the end of it all, should get you’re a decent and worthy brand new wallet. Some of your primary considerations should be;

# Size and Capacity

Depending on your intended use, you will probably need a specific-sized wallet; this is where most shoppers go wrong. You may either go for a long wallet or opt for a fold up, in respect to your carriage and daily needs. The larger wallets are ideal for holding items such as the passport or checkbook. If folding your money has always been a bother, you’ve probably gone for wallets which are a size too small. For ladies who plan to carry their wallets in secondary carriages such as purses and handbags, the size only has to conform to the storage intended for use. What number of items would you like to secure?
In the age of online shopping, lesser people are going to the stores to make direct purchases. They thus can’t be able to fully test the wallet online before placing the order. Going by the dimensions provided in wallet reviews, however, you will know quite well what to expect and what can fit in. Since most retailers and manufacturers offer a satisfaction guarantee, test the wallet for its effectiveness as soon as your shipment arrives. Try fitting all the items you intend to carry with the wallet and assess how well it accommodates these items. Should any issues come up, send it back promptly.

# Storage for Your Cards

If you carry with you many important cards. Only a wallet with many card slots will make sense to you. If you were to push many cards in one slot, it will eventually ruin your wallet irreversibly. With the careful arrangement of the slots, many wallet manufacturers and designers have mastered the art of fitting many slots in a tiny space. Wouldn’t you love the convenience of always knowing where your important cards are? There is no better way than by going for a wallet with as many card slots as you flexibly require. With the right wallet, you can forget about digging through the wallet every time you need to transact.
If you value quality over quantity, you will have an easier time spending more on one quality product; cheap wallets will obviously disappoint you in no time. It is very tasking to switch your cards every time a dysfunctional wallet gives in. With a high-quality wallet, your important cards will have designated spots in which you can always find them! Consistency is key if you are going to enjoy your daily wallet use. In our expansive wallet catalog, we have featured many models with many card slots for all your needs.

# Which Currency Will You Be Carrying?

Many people ruin their excellent wallets by carrying the wrong currency in the wrong compartments. Coins present the biggest challenge, with many wallets facing damage and bad repute from their storage of this currency. A stylish and functional compartment in a wallet should secure all coins from falling off or worse, damaging the wallet’s interior. You also want to avoid embarrassing moments when coins fly out of the wallet at the most inopportune instance. For wallets with the best coin and change storage, simply visit our website and go through the expansive options.

If you frequently travel overseas, a wallet with a coin compartment is an invaluable item. In many countries outside the US, coins will probably come in handy. In many other cases, these coin compartments are also good for holding smaller items like keys. With time, you will learn to safely hold all your coins while minimizing the noise level. The best wallets in the market are those whose level of discreetness remains paramount.

# Wallet Materials

While the best wallets are made of leather, there are others immaculately sculpted from other quality materials. Before buying a leather wallet, take the in-depth insight into the various types available. The most frequently used leather material is;

Cow leather: Its ready availability and superb characteristics make it the top contender. It looks great and is lengthily durable, offering excellent services and looking better with every use. When looking for your perfect cow leather wallet, be sure to check the different qualities; some are not very sleek and smooth to touch.  Consider going for the luxuriously soft calfskin leather.

Alligator Skin: This wallet-making material is easy to distinguish in a crowd, thanks to its distinct pattern. When crafted using the highest industry standards, the alligator skin brings its quality to life and exalts the most fashionable looks. Most manufacturers prefer hand making over modern automated mechanics, an aspect which gives these wallets a rare appeal. Be wary of the multiple fake versions of alligator skin doing rounds in the market.

Cotton: In a lovely turn of events, cotton is now being used by leading fashion brands for the design of superb, customized wallets. Prada and Gucci are some of the pioneers who saw the need to exploit the functionality and appearance of cotton. It is entirely possible to add multiple colors, accurately expressing various personalities. Though cotton will not be as durable as leather, possibly even defacing when stored in tight denim, there are practical ways to exploit its lengthy lifespan. For instance, you could wear denim with loser pockets.

Synthetic: This material is extensively flexible as it can mimic both characteristics of cotton and leather. The materials in use are as random as the designer allows, creating a whole new possibility for exquisite looking wallets. These materials, in turn, allow for great modification in wallet shape and functionality. If you have to purchase a wallet of this material, do it strictly for the casual environment; they simply don’t hold to cotton or leather.

# Preferred Craftsmanship

Even with the use of the highest quality material and impeccable design, poor workmanship will ruin the entire look. Astute craftsmanship requires paying attention to the smallest details as they end up making the biggest lasting impacts. For instance, any minor sewing misalignment will come out clearly and make the entire wallet look out of shape. This ugly look can be easily avoided by taking time when hand-crafting every wallet. The craftsman culture is a preserve of the few, making the perfect wallet slightly harder to find. Southern Asia boasts of having the most seasoned crafters, with their skills having been passed down many generations.

There are a few reputable craftsmen who have dedicated their best efforts to this art, pay attention to detail, and doing the right thing always. To assess the competency of a wallet before sticking with it, take a good look at the interior as well as the bends and edges; these are the toughest spots to get right! With the right construction, your perfect wallet won’t be coming undone anytime soon, and you won’t have to waste time seeking a refund or replacement.

# RFID Blocking Feature

The perfect wallet is not only about looking and feeling good; it should go further and assure you of unbreakable personal security. The rate at which individual identities are being stolen and fleeced off money is alarmingly high, making RFID wallets a necessity. We have reviewed classy RFID wallets in their abundance, making the choice even easier for you; simply follow the link to the page. The new technology is now more refined and concealed to keep attention on your wallet’s alluring aesthetics. For the best results, go through customer reviews to assess the effectiveness of RFID blocking.

The newer versions of wallets boasting of RFID blocking also have smart chip trackers embedded in them and accessible through smartphones. The most advanced version will ward off even the strongest RFID signals, accounting for every buck you spend on them. Privacy and security threats should be among your biggest worries when selecting the perfect wallet. Personal information stolen by electronic pickpockets can be used maliciously to wipe your bank accounts clean or engage in even more damaging deeds. Be sure to check the strength of blocking RFID signals.

# Settling On Wallet Type

Slim Wallets: Over the last couple of years, these have become the popular wallet choices owing to their ease of use. With them, you do away with all bulkiness associated with traditional, less capacitive models. Perfectly tailored outfits will only look impeccable when worn with slim wallets hidden from immediate view. While at it, allow for some reduction in functionality seeing as the small size can only accommodate so much.

Billfolds: This traditionally-styled wallet is available in two popular varieties. The bi-fold model consists of 2 equal sides designed for the insertion of all essential items. In the tri-fold, two equal sides will strap over the central enjoining part. Most shoppers prefer ordering this wallet over all others due to its sheer class, easy use, and masculinity. It is timeless and will fit right into any occasion without looking misplaced.

Long Wallets: If you hate having to fold your bills every other time, a long wallet will take care of this permanently. For the most comfortable use, avoid inserting it into your outfit pockets; instead, store it in a second carriage from where it can be accessed on short notice. Some long coats, however, have spacious enough pockets. Most people will likely keep off purchasing these for obvious non-discreet reasons.

Travel/Passport Wallets: For occasional travel use, these dedicated wallets offer the best service for travelers globally. All your important documentation is accommodated in compact and convenient wallets designed for convenient instantaneous use. They will be slightly bigger than traditional wallets but significantly smaller than long wallets. Being primed for travel, most of these wallets with having a protective clip to discourage any prospective thieves.  It is definitely worth having to make your travels a breeze as you get through various checkpoints.

Final Tips for Purchasing Your Perfect Wallet

If you’ve made it this far in your search for a perfect wallet, great! Here are a few other tips which refine your search even further and deliver results in no time. A super stylish and timeless wallet becomes intricately easy to find when;

  • The wallet is free of any zippers. Preferably, the zip should be sparingly left for the coin compartment. In its absence, consider leaving change at home.
  • Your choice o a leather wallet is either black or brown; the two colors are available in several shades and can be easily matched with outfits.
  • There are minimal branded logos or patterns. The perfect wallet, being an extension of your personality, shouldn’t be reduced to an advertisement platform for manufacturers.
  • Your wallet choice has classy creases from the use of hot iron for its turned-edge construction. This creasing is proof of the attention to detail paid by the craftsman.


Has your search for the perfect wallet grown easier? It is our hope that you will find the best wallet for your needs from among the many we have in our catalogs.  Matters have been made even easier for you by grouping these wallets in their respective categories and the functionalities offered. We have done all the research for you; all you need to do now is to follow the link to the wallets catalog page and go through the various options available to you. Should you require any further assistance, don’t hesitate to get in touch with us. Cheers!

A handy wallet is an invaluable non-digital storage which contains essential items you wouldn’t comfortably do without. Of particular interest to many fashionable individuals are the classy leather wallets, the allures of which are often irresistible. Owning a leather wallet is not enough; the user must ensure the highest levels of care and maintenance if they are to get full value for their money. A new flourish will not only see your leather wallet last longer, but also earn you accolades along the way.
Working your leather wallet is intricately simple when you follow the right procedures. Here is how you can spark up your leather wallet instantly and within no time!
Eliminating Moisture and Dryness Challenges
Leather wallets are especially notorious for dryness and moisture problems. When leather is washed with water, it is bound to develop cracks as it dries should conventional methods be used. If you live in an area accustomed to dry and hot climates, your leather wallet will become more brittle. Applied on at semi-regular intervals, a leather conditioner should solve this amicably in no time. Leather needs natural moisture if it is to maintain its protective layer intact. With this, you experience lesser tearing and cracking.
At times, your leather wallet will come into direct contact with fluids of various sorts; it is best to dry them within the shortest time possible. By first patting it with a dry cloth and later allowing it to dry at the room temperature, you will be well on course to rectifying this vice. A breeze from a fan or other device could help smoothen out the look even faster. At all times, avoid using your dryer or placing in close proximity to a heat source; this will cause irreversible damage.
To maintain your leather in the best possible shape, you will be required to clean on a regular basis. During this time, you can use various products and materials to extend the wallet’s life even further. It is entirely possible to restore your leather wallet to its original condition by following the prescribed care procedures.

Dealing With Dirt and Dust

On the finished side of your leather wallet, are you noticing small dirt marks? To successfully get rid of this, you will require a bit of elbow grease and warm water. A simple mixture of the two does wonders in getting rid of the dirt without causing further harm. There are different products created for use on various leather types. For instance, the ‘Satchel Knight’ cleaning satchels will wipe the dust off all satchel leathers almost instantly.
If you wish for an easier and more fruitful time, avoid applying too much pressure as it might ruin the entire experience. In practicality, rubbing a spot a hundred times softly is much easier than doing so ten times with the maximum application of pressure. With intense pressure, your leather wallet’s finish will be ultimately ruined, defacing the otherwise attractive build. A simple research will bring you across all leather cleaning products you will require.
How you deal with dust and dirt has a direct bearing on how long your leather wallet lasts. These are the two most common forms of grime which will threaten your leather wallet’s longevity. By conducting simple daily dusting procedures, you will have very little to contend with at the end of the week. Make this part of your routine every time you notice grime appearing in or on your leather wallet.

Identifying and Dealing with Natural Leather Markings

Within the farming industry, there are several leather types professionally used in the construction of wallets. Unlike animals which are exclusively reared for beef, those from which leather is harvested are significantly older and more may be susceptible to certain conditions and tendencies. Depending on how the animal was reared, here are five typical marks you might have to contend with;

Flay Marks: As farmers remove the fatty tissue from underneath the hide, some accidentally leave a small scar caused by the flaying knife.

Veining: Animals which are larger in stature have their veins showing on their skin, bringing out the same in the leather wallet.

Scarring: Some animals have undergone medical procedures to rectify certain conditions, leaving behind scars which are worked into the wallet’s exterior look.

Tick Holes: It is quite common for ticks to serrate the animal’s hide as they burrow underneath to reach the blood vessels, leaving tiny pores.

Stretch Marks: As animals increase in size, so do their hide stretch to accommodate the extra volume. The resulting stretch marks can be easily hidden or done away with entirely.

The removal of these natural marks primarily involves a split off, resulting in a classy range of leather wallets, or sanding. The latter procedure smoothens the top layer and does away with all evidence of unsightly marks. The tanning procedure which can also be done at home, makes all the remaining stretch marks unnoticeable. The suitability of the leather material in use is not affected by procedural tanning.

Before purchasing your leather wallet, always ensure that the marks are either negligible or bearable. In instances where these marks are already too prevalent, it would be incredibly hard to get rid of such. The best way to go about it is avoid unsightly marks that leather wallet care procedures won’t solve. Should you come across challenges, we would be glad to help your further.

Care Products Application

There are various ways to use care products, chief among which is testing out a certain product on a small patch of your wallet. This method helps you assess the suitability of the care product and whether it will change the leather color significantly. Take a day to check whether there will be an unwanted reaction from this new leather care product. If it turns out great, you can then proceed and apply the product to the entire wallet. The texture and look change almost instantaneously.

For care products which have an oil or moisturizer, kindly pay attention to the negative side effects this might have on the edges and leather. There are areas which will require heavy treatment with this, if only to make them suppler in feel and appearance. The leather stands to enjoy more protection and nourishment due to higher nourishment absorption. This is more so in wallets that have pigmented finishing as part of their attractive features.

Will be using a waterproof product in your application? Use a care product which locks in the moisture before proceeding further. Before waterproofing, it helps to make the leather fiber flexible as this will hold out for much longer. Areas which are prone to moisture exposure benefit immensely from having a waterproof protective layer. You can now prevent drying out, peeling, cracking, and creasing of your leather wallet by using the right care products; be sure to conduct research and assess customer reviews before settling on specific products.

Apply Different Leather Treatment Procedures

Conditioner/Cream: This product does an excellent job of moisturizing the material to prevent cracks and drying out. While this might not necessarily make the wallet shine, it offers reliable protection. There are some conditioning products which, though lacking in a waterproof feature, they have components which repel water. Conditioning can be done once or twice a year, with professionalism in application determining this.

Polish: While this doesn’t directly translate to care, it is mainly done to achieve aesthetic desires. While at it though, most polish leather products have a measure of moisturizing ability to keep the material commendably supple. Before polishing, users are compelled to clean their wallets first, an astute leather wallet care procedure. How frequently you polish will ultimately be up to you and your need for ‘shine’.

Damp Cloth: This is arguably the oldest and most reliable method of caring for leather wallets. It is highly reliable and results in great moisturizing, leaving the wallet soft and in the best condition. Avoid using soap or other chemicals as they might prove detrimental to the overall quality. This can be conveniently done once a week to get rid of all the dirt and dust. This minimally sufficient care routine has high returns in rewards and satisfaction.

Waterproofing: A waterproof spray applied on your leather wallet will help protect it against water, baby drool, and even snow. Given the moderate use of your product, this treatment procedure can be done only once a year for incredible results. When using sprays, do so sparingly if you wish to extend the lifespan of your wallet. It should never be too dry lest it crumbles and ruins the compact shape. Depending on the season, however, you might have to apply more to keep contents safe and dry.

Suede/Wire Brush: Suede is basically leather’s underside, often soft and with a more espoused texture. If your leather wallet is of this nature, kindly refrain from using the leather self-care procedures discussed above. This type of wallet will come with a suede-specific brush attached to a wire. Suede products should be kept away from water at all costs.

Observe Leather Care Principles

Leather Wallet Needs Breathing: Mildew and rot can become commonplace with leather wallets when they aren’t allowed to breathe sufficiently. As air passes through the wallet naturally, it easily expels any moisture contained within. You should thus avoid placing your leather wallet in constricted places with no airflows, like polythene packaging. Breathable fabrics are the best and most rewarding to work with.

Test Care Procedures First: Before going large-scale with any leather care procedures, make sure to test first on a small patch. This way, you will have a clear insight of how the particular product is treating the leather type. While it may seem tedious and time-consuming, this will save you a lot of worry and inconveniences later on. When certain colors look excellent with certain products, keep at it.

Choose Neutral and Natural Colors: In the leather self-care industry, many creams and polishes are neutral, brown, or black in color. Some are of the view that added dyes have the ability to liven up the

leather fade. Though black is easy to match with most products, brown is available in more shades and greater abundance. The neutrals keep you from compromising the authentic hue of your leather wallet.

Go Easy On Cleaning: Most people, in their bid to take care of their leather wallets, often overdo cleaning. There’s a downside to this; too much and aggressive cleaning can deface your cute leather wallet pretty first. Always ensure that the procedures you use are not only convenient but also highly protective of your wallet. The lesser effort you use, the longer your wallet will last.

Dealing with Extreme Temperatures: Exposing your wallet to extreme heat risks pigmenting it and causing a slouchy look. For the pigmented to finish not to peel away or bubble, only use and store your wallet in moderate temperatures. Protecting the leather fibers and structure calls for a consistency in how you handle the wallet and the temperatures you frequently expose it to. Storage should always be in a clean, dry place.


With time, all leather products age naturally as if they were live; in a sense, they are. Even with your application of these excellent care tips, it will still show signs of aging as time goes by. The process is drastically halted, thanks to the self-care tips we have shared with you. We will help you keep your leather wallet’s condition tip-top, regardless of the hurdles you face daily. The handling of your wallet also determines its proficiency and safety greatly, further adding to its value.

Are you in search of a classy leather wallet with multiple features? Our team of experienced staff has scoured the internet, coming up with the bestselling leather wallets. Visit the review pages and sample the many wallet designs and sizes available for your picking. Practice this leather wallet care tips and you will be surprised at how much your fortunes turn for the better. If you have any other questions, we would love to help you out. Get in touch with us today.

Do you know that your wallet’s lifespan is dependent on how you organize contents? Poor organization can lead to embarrassing moments where, for instance, you tear the wallet when trying to reach stuff. This is a sign that you need to increase your wallet’s lifespan sooner than later. While some say that optimal wallet organization is a preserve of the nerds and perfectionists, it saves you a wealth of time and effort. You not only look smarter but also more in control of everything around you. If this appeals to you, here are 7 easy ways to ensure your wallet lasts longer.

The Leaner, the Better

Many of us go wrong by trying to fit too much in the wallet right from the onset; this risks undoing the stitches. In our minds, we perceive that our wallets have to hold anything we push their way. In the process, you end up filling a lot of space with junk you will never use. To pack safely, picture your typical day; which items do you use right from the morning to the time you get back home? In which order do you use them and how frequently? Cash, credit and debits cards, your IDs, and keys will feature prominently.

By going the minimalist way in wallet packaging, you end up forfeiting a lot of anxiety, tension, and possible damage. In the unfortunate instance when you lose your wallet, you will only have to make a few and sure card cancellations and replacements. It is never wise to walk around with all your documents in a single location; this only heightens the risk of identity theft. Cash should also be minimal, with most of your holdings being in the safer digital form.

Note: Always have photocopies of your Identification cards in close proximity; either at work or in your car. Should you lose the originals, you will have an easier time identifying yourself to authorities.

Secure Essential Items Only

Some people would have a hard time picturing their wallets without all the sentimental items stashed in. To have an easier time with this, measure each item you carry against the value of the space it occupies. If the item, for instance, won’t be used 8 out of the 10 times carried, it is a waste of space to carry it everywhere. All the same, having to carry only the basics shouldn’t translate into an inconvenience to you. By storing unnecessary items, you wallet wears off faster.

Are you confused on the most important items to have in your wallet at all times? Here is a brief but compact list;

  • Your personal and contact information
  • Photo ID proof, i.e. a Driver’s Permit
  • Debit and credit cards offering you the best rewards
  • Several business cards
  • An emergency phone number (when technology or memory fail you)
  • Cash in small change and denominations
  • Large bills for locations which don’t take plastic

Note: All your extra reward cards, spare keys, and other items can be kept in a separate pouch within reach. This way, you have all items you consider necessary with you, without the risk of reducing your wallet’s lifespan.

Small Is the Way to Go

If you had a large wallet with 50 card slots, your chances of losing receipts would be exponentially higher; the risk of damaging its build is even greater. In the multiple compartments, anything could go missing at the most inopportune time. You would also not likely benefits from the many coupons you have simply because of disorganization. Unless your wallet choice is strictly for business and business cards, always stick to small; it is easy to work with, secure in many aspects and lasts longer. If it’s time for you to downsize your wallet, we have the perfect small choices for you!

By limiting the available space you play around with, you are in a better position to make clearer choices. With the smaller wallet, you are naturally intrigued to carry with you only what matters most. This ensures that the wallet’s structure holds up for long. On a regular basis, you will be going through your list of needs and wants before packing the wallet. With time, you will learn all the tricks employed in packing small wallets without leaving any aspect of your busy life behind.

Keeping a smaller wallet in check is far less demanding. Your carriage will be small, meaning that it won’t be breaking at the stitches just to accommodate your needs. Whether for personal or business use, small wallets are highly attractive; in a way, they portray the user as a non-sophisticated person who does quite well with mere basics at hand.

Note: Due to the small size of the wallet, your choice of business card carriage will be limited. Stick to the smaller ones to make maximum use of the space available.

Maintain a High Level of Tidiness

When your wallet is in a tidy state, you will instantly find what you are looking for without sweating it. This includes simple measures such as observing the distinguishing boundaries and storing items only in their designated slot. Try, as much as possible, to evenly distribute the load on all sides for maximum wallet longevity. Ensure that while using the wallet, items are inserted and removed without impeding on the others. You could easily lose valuables this way.

If the wallet you carry has a clear window, this is the ideal slot to hold your ID and business cards. While you should pack well, leave a few slots empty for receipts you might accrue. The rewards coupons you have should be stored away from debit and credit cards. In the money slot, you should only store bills in their right posture. By arranging the larger bills at the back and the smaller ones at the front, accessibility will be much easier and so will assured compactness.

Simple tidiness etiquette calls for a conformance to your wallet arrangement structure. Even when you are pressed for time, ensure that all items go into their right slots. Failure to do this, you will be getting off to a good start but backtracking on progress in no time. A simple act like placing coins in the bill compartment may damage the wallet or lead to loss of other valuables.

Note: The point in bill arrangement is for easier transactions. Place the bills in a structured manner you will be able to execute when cashing out discreetly. Your financial transactions will be smooth.

Analyze Contents, Discard Absurdities, and Organize your Cards Neatly

Before making your bloated wallet more functional, you need to carry out a thorough audit of every item contained. You will be surprised at the amount of ‘useless’ items you’ll stumble upon; such items are gross at ruining your wallet. To identify the crucial items, take everything out and lay down on a table. It will be like filling a jigsaw puzzle thereafter, with every crucial item getting the first place in the corresponding compartment. Which business cards will you be keeping and which will you be tossing away?

If there are expired coupons and gift cards, get rid of them! Those which haven’t been used from 6 months to a year are probably no good to you too. While at it, unfold all those hideous receipts and carefully scrutinize each one. These are simply not memories not worth holding on to; you will be doing your wallet a great favor by eliminating such unnecessary items and freeing up space for what really matters. Your wallet’s interior is easily damaged by this excessive packing.

Credit cards and their organization in your wallet hugely determine the comfort and functionality level. To start you off, decide which credit cards should go into which slots. From your use of the wallet, you will gradually know which slots are easily accessible, placing the cards you use most there. The inactive credit cards in the lot can be done away with altogether, leaving you ample room to carry what really matters. Only retain cards used frequently if you wish to preserve your wallet.

Which of your cards offer you the best rewards? Place this in close proximity to the wallet’s most accessible spot. This will likely vary from time to time, making it necessary to make reviews on a weekly basis. The importance of specific cards has its seasons, a trait you will naturally catch up on as you go. For instance, a certain card may be offering more on gas and lesser on groceries in a certain month.

Note: There are many ways through which you can maximize your credit and debit card purchases. Just check with your provider to see the offers they have; prompt notification through your email should alert you when it is right to use certain cards.

Treat Your Dollar Bills As If They Were Change

When arranging bills in your wallet, it helps a great deal to know the exact amount you have. Just as you treat change, ensure all the large and small bills are fully accounted for. If you have had issues with controlling further spending, the easiest ways to go about it is by taking stock of all you have. This way, you will be able to stick to the stipulated budget and avoid spending impulsively simply because you have bills on you.

Whenever you have leftover bills at the end of the week during clean up, insert them in a jar for savings. Their presence in your wallet can be damaging to the beauty in the long run. You will be surprised by how much you can come up with in a matter of weeks. Instead of actively spending your money on vending machines, you will be saving it to eventually use in achieving a certain goal. Seeing as the evening is often the time to tip, accumulating dollar bills during the day will save you extra expenses later on. Your wallet’s life will also be extended.

Ever heard of the saying ‘take care of the pennies and the dollars will take care of themselves’? Aspire to treat all the currency in your possession with the highest regard; the small things people assume often have the biggest impacts. Treating your wallet to this subtle care will see it serve you for an even longer period of time.

Note: The more you save on your big and small bills, the more spending power you will end up having. You should be ‘mean’ with your dollar bills if you are going to move forward and have an easier time when awarding tips.

Clean Out the Wallet

Having grim and dirt in your wallet is distasteful to say the least, an eventuality which should be avoided at all costs. Dirt exponentially increases the rate at which your wallet ages, ruining its beautiful appearance. Simple cleaning and maintenance procedures will see your wallet last longer than expected. As dirt accumulates, it erodes the quality of the construction, gradually breaking the wallet down. Once every week, ensure that your wallet receives proper cleaning using the prescribed procedures. During this time, you will easily get rid of unnecessary items taking up valuable space.

By making this a weekly ritual, cleaning out your wallet will become a highly rewarding habit. You will soon learn how to neatly arrange all necessary items in your wallet for every week. For the leather wallets, cleaning is much more tasking seeing as leather requires special maintenance procedures. Cleaning it using conventional methods might potentially ruin the quality or even damage the stitches. In some instances, cleaning and neatly arranging thereafter may even lead to lesser spending.

Note: Your method of cleaning out the wallet is a measure of your efficiency. Stick to a simple cleaning routine, often taking only a few minutes at most. The easier a time you have cleaning, the more likely you are to do it more regularly and freely.


When it comes to optimizing your wallet and extending its lifespan, you shouldn’t leave anything to chance. By following through with these tips, you will have an easier time maintaining your wallet while getting the most out of it. These 7 tips have been carefully thought out and tested in different models, seeking to bring out the best in all wallet types. Regardless of the material or wallet size, these tips can be readily used to see your wallet achieve the longest life-cycle.
Are you seeking to replace your current wallet and go for something more modern, functional, and fashionable? If you found this brief guide helpful, kindly share with friends online and help spread the word. Feel free to get in touch with us right away and get access to the most diverse online wallet catalog. We can’t wait to get started!

Biggest data breaches of all time


In the recent years, data security breaches have become rampant. Not just the bigwigs, but small and medium scale companies are also getting exposed to cyber threats at an alarming rate. Hackers are targeting banks, business organizations, and financial institutions stealing valuable information from millions of people around the globe. The following statistic speaks for itself.

  •       According to Breach Live Index, there have been 9 billion data breaches since 2013.
  •       Every second, 59 data records are stolen or lost amounting to 5,130,273 breaches per day.
  •       Unfortunately, just 4% of the breaches were secured and the stolen data was rendered useless due to encryption.


Data breach statistics


 In 2017, 918 breach incidents occurred globally. However, the number of compromised breaches was unknown in almost 59.3% of the breaches.

Data breaches in 2017


In March 2017 alone, more than 1.4 billion data records were stolen or lost.


10 Biggest Personal Data Breaches of all Time

The increasing number of cyber attacks has also caused people to recognize this grave problem and take the necessary steps to avert it. However, before learning how to prevent this threat, let’s take a look at the following list of security breaches that shook the world.    

1. Pizza Hut

The Data Breach: Hackers may have accessed credit card details along with other personal information of consumers.

Date: October 2017

Number of People Affected: Approximately 60,000

Pizza Hut data breach



The early October data breach is said to have occurred over a 28-hour period. Pizza Hut informed selected customers of the incident two weeks later via email. However, this alert came too late for a few customers whose credit card information was already being misused by hackers.

Though Pizza Hut offered affected customers a free credit monitoring service for a year with Kroll Information Assurance LLC, it didn’t help mellow the situation as angry customers took to the social media.

Customer tweet about Pizza Hut data breach


Consumers who placed orders on the company’s mobile app or website from the morning of October 1 to midday of October 2 were affected by the breach. Hackers may have laid their hands on sensitive personal information including customer names, ZIP codes, delivery addresses, email addresses, and credit cards information.

The official email stated, “The security intrusion at issue impacted a small percentage of our customers, and we estimate that less than one percent of the visits to our website over the course of the relevant week were affected.” Nearly 60,000 people from all over the U.S said to have been affected by the attack.

2. JP Morgan Chase  

The Data Breach: Hackers gained access to the names, addresses, phone numbers and emails of JPMorgan account holders.

Date: Jun 2014

Number of People Affected: 76 million households and 7 million small businesses in the US.

JP Morgan data breach



In 2014, the United States banking industry went into a tremendous shock as the cyber attack on JPMorgan Chase compromised the accounts of 76 million households and 7 million small businesses. It became one of the largest thefts of customer data in the history of U.S. banking industry.

Though the breach was discovered in late July 2014, the bank officials couldn’t stop it until the middle of August. It was declared that the hackers gained access to the names, addresses, phone numbers and emails of JPMorgan account holders. However, account associated information such as social security numbers (SSN) or passwords wasn’t compromised.

During the initial investigation, it came to the light that a neglected network server provided entry path for the hackers. At first, hackers stole the login credentials for a JPMorgan employee and used those to access the sensitive data. Despite using a two-factor authentication, hackers managed to steal the data as the bank officials simply overlooked to upgrade one of its network servers with the dual password scheme.

3. eBay

The Data Breach: It compromised encrypted log-in passwords and other personal information.

Date: February-March 2014

Number of People Affected: 145 million

eBay data breach



In 2014, eBay also joined the list of high profile data breach victims when hackers managed to steal encrypted passwords and other personal information of its users. The cyber attack occurred between late February and early March. Hackers used a small number of compromised employee log-in credentials to gain unauthorized access to eBay’s corporate network.

They stole personal information such as names, e-mail addresses, physical addresses, phone numbers and dates of birth. The financial information such as PayPal accounts details, credit card information wasn’t compromised because it was stored in encrypted formats separately. However, eBay asked its 145 million active users at the time to change their passwords as a precaution.

4. Yahoo

The Data Breach: The hackers stole account names, email addresses, telephone numbers, dates of birth, and passwords from Yahoo users.

Date: August 2013

Number of People Affected: 1 billion later increased to 3 billion

Yahoo data breach



Though this data security breach occurred in August 2014, Yahoo didn’t report the breach till December 2016. On December 14, 2016, when the cyber attack was reported for the first time, the company had declared that more than 1 billion accounts had been hit. However, further investigations lead to the discovery that all Yahoo user accounts at the time (3 billion) were affected by the breach.

According to Yahoo, now a subsidiary of U.S. telecom giant Verizon, stolen user information did not include passwords in clear text, payment card data, or bank account information. However, personal information such as account names, email addresses, telephone numbers, security questions, backup email addresses, and dates of birth, was stolen because of an outdated encryption.

5. Equifax

The Data Breach: The attack compromised sensitive information such as names, social security numbers, birth dates, addresses, and a few drivers’ license details.

Date: May 2017

Number of People Affected: 143 million

Equifax data breach



Just like the JP Morgan Chase, this attack also paints a picture of negligence from one of the three largest credit reporting agencies in the U.S. The breach occurred from mid-May to July. But, Equifax took almost six weeks to disclose it.

The data breach not only exposed personal information of 143 million Equifax users but also compromised credit card numbers of about 209,000 people and credit dispute documents with personal identification information of nearly 182,000 people. Hackers entered Equifax servers through a web-application vulnerability that had a patch (security update) available in March 2017, but wasn’t installed.

To compensate the victims, the company has offered its credit monitoring service free of cost for a year. However, is it wise to enroll the services of a company that was just hacked? “The fact that the breached entity (Equifax) is offering to sign consumers up for its own identity protection services strikes me as pretty rich,” said security expert Brian Krebs in his article.

6. Zomato

The Data Breach: It compromised personal information including names, emails, numeric user IDs, usernames, and password hashes.

Date: May 2017

Number of People Affected: 17 million

Zomato data breach



Zomato, India’s popular food tech company also joined the list of corporate security breach victims in May 2017. The cyber attack compromised the data of 17 million user records including names, emails, numeric user IDs, usernames, and password hashes.

According to, the hacker was willing to sell the stolen data on the dark web. As a precautionary measure, Zomato reset the passwords for all affected users and logged them out of the app and website. The breach, however, didn’t compromise credit card information of the affected users.

The company website, however, claimed that they are in touch with the hacker who stole the data only to point the vulnerabilities in Zomato’s system. “We were lucky we could get in touch with the person (hacker) in good time. As it turned out, the hacker was a security researcher (ethical hacker) who had put up the data for sale to get our attention (and/or to teach us a lesson)” said the company blog.

7. Target Stores

The Data Breach: Hackers stole credit and debit card using memory scanning malware from the POS devices.

Date: Between Nov. 27 and Dec. 15, 2013

Number of People Affected: 40 million credit and debit cards

Target data breach



The hackers believed to be a 22-year-old Ukrainian and his team members, gained access to Target’s network using stolen credentials of a third party vendor called Fazio Mechanical Services. After the initial test phase, they installed and uploaded as many as five versions of the malware on several different POS devices.

Apart from the 41 million customer payment card accounts, the breach also compromised contact information of more than 60 million Target customers. In May 2017, Target agreed to pay $18.5 million to settle various claims arising from the cyber attack.

8. Home Depot

The Data Breach: Home Depot’s Point of Sale systems were compromised resulting in the theft of payment card information.

Date: September 2014

Number of People Affected: 56 million credit/debit cards

Home Depot data breach



This cyber attack was similar to Target Stores personal data breach that occurred in 2013. Hackers used third-party vendor’s login credentials to gain illegal access to the Home Depot network and installed memory-scraping malware on more than 7,500 self-checkout POS terminals. The malware successfully stole 56 million credit and debit cards and 53 million email addresses.

Apparently, an important feature called “Network Threat Protection” in Symantec Endpoint Protection (SEP) antivirus software wasn’t turned on. The company offered identity protection services to the affected customers. Later, a settlement was also proposed providing payments to those who documented losses caused by the breach.

9.  Deloitte

The Data Breach: Attackers stole confidential emails and plans of some of its blue-chip clients.

Date: October or November 2016

Number of People Affected: Unknown

Deloitte data breach



Deloitte, one of the largest accountancy and consulting firms in America, fail victim to cyber attack last year. According to the company, hackers stole plans from its blue-chip clients including 6 private companies and a few government agencies as well as the company emails. The internal investigation is still ongoing.

The hackers gained access to an administrator account of the internal email service hosted in Microsoft’s Azure cloud. This allowed cyber criminals to gain unrestricted access to the client data. The attack, however, was a huge embarrassment to Deloitte, particularly its cyber-security consulting business.

10. Adobe

The Data Breach: The attackers stole customer data and its source code.

Date: October 2013

Number of People Affected: 38 million user accounts

Adobe data breach



The massive data breach compromised total 38 million user accounts including 2.9 million accounts with credit card information as well as the source code for Photoshop, Acrobat, Reader, and ColdFusion. The company offered free credit monitoring service for a year to customers whose credit card data was compromised. In 2016, Adobe was fined $1 million for this cyber attack.

How to Secure Your Data from Personal Data Breach

Gone are the days, when one could rely on the sophisticated technologies used by renowned banks, financial institutions, and businesses to protect your sensitive personal data. In fact, security breaches continue to paralyze nation’s high-profile private and public databases, making it more necessary than ever to understand how to protect your personal information.

You must assume that your personal information too, is at risk as cyber attacks happen all the time. Fortunately, there are a few tried and tested ways to protect your data from cybercriminals.

Encrypt Your Data

One of the easiest ways to keep your personal information safe is to encrypt your emails and other data. Data encryption is no longer the domain of computer geeks. In fact, there are several different encryption tools such as Kruptos 2, Secure IT, Crypto Forge, and Folder Lock available out there that can encrypt data locally.


Encryption tools to avoid data breach


Data encryption is particularly useful for safeguarding private online communication. Some of this software can also backup your data in case a cyber attack compromises your device which brings us to your next point.



Backup Your Data

It may seem obvious, but backing up your data on a secure external hard drive is also a critical factor in data theft prevention. Despite having strict security measures, cybercriminals, sometimes, may hack into your device. If you back up your data, you don’t need to worry about losing your valuable information. You can also back up the data in the cloud. However, cloud storage is relatively more vulnerable to cyber attacks.

Update Your Antivirus and Firewall

From the above list of security breaches, you must have understood the importance of keeping your software updated. Not just the antivirus, antimalware, and firewall, but the entire system must be kept up to date to avoid data security breach.

Make sure to update every device from your mobile phones to your computers and laptops. Computer operating systems such as Mac OS and Windows OS also provide regular security updates. It is better to turn on automated updates to ensure the highest level of protection.

Shield Your IP Address

The IP address of your computer can reveal a lot about you such as your location, operating system, and even the activities on your device. That’s why you need to shield or hide your IP address whenever you go online. Just like data encryption software, there are several different IP shield tools out there. All you need to do is to sign up for a Trusted Proxy (TP) or Virtual Private Network (VPN) service provider.



Use Two-Factor Authentication

Two-factor authentication provides an additional layer of security in case hackers manage to crack your passwords. The system usually uses a security question or a Personal Identification Number (PIN) or a One-Time Password (OTP).

Most online service providers such as banks, e-commerce stores, email service providers, and social media channels use two-factor authentication. However, you can also use two-factor authentication apps such as Authy, Google Authenticator or HDE OTP to secure your mobiles and laptops.  

Don’t Sync Your Phone to Unknown Devices  

People often tend to sync their mobile phone with unknown devices such as a rental car or a friend’s laptop for a variety of reasons. As far as possible, try to avoid syncing any of your devices to unknown ones. If you sync your phone to a device make sure to delete the connection from the device’s memory after the use.

Destroy the Data You No Longer Need

You should either back your old data safely or destroy it if you no longer need it. Make sure to clean your old hard disks or external hard drives before tossing them into the trash. Shred outdated personal documents such as passports, certificates, tax forms, bank and credit card statements, credit and debit cards, and personal identification or use a burn bag.

Set Fraud Alert

When it comes to preventing a personal data breach, the simplest option is to set up a fraud alert, for free, by calling one of the three major credit bureaus including Experian, Equifax, and TransUnion. You only need to call one of the agencies as it will automatically inform the other two.

After the Equifax data security breach fiasco, however, most people may not consider this a safe option. So, another option is to sign up with an identity theft protection service provider. Besides sending fraud alerts, a theft protection service provider will also help you through the recovery process if a data security breach occurs.

Check Your Social Media Privacy Settings

When it comes to social media, people often overshare personal details in a desperate attempt to feel connected. However, oversharing on social media can provide a potential path for cybercriminals to steal your personal information.

For almost all social media channels such as Facebook, Twitter, and Instagram are by default set to “public” mode. Thus, all your posts are visible to everyone. It is strongly recommended to change this default to “Friends Only” so only your friends can view the information you share. You should also avoid sharing sensitive details such as credit card number or bank account details through chatting apps or social media channels.

Check Website URL

While browsing the internet, you need to be wary of suspicious looking web URLs. Hackers often use such websites for phishing attacks. Usually, the websites beginning with “https://” are deemed safe as they have Secure Socket Layers (SSL), a website security protocol.

Alternatively, you can also use online services such as Google Safe Browsing to verify a link. Just type followed by the site or the IP address you want to check. Google will tell you if the site has hosted malware in last 90 days. See the example below.


Usually your antivirus software also provides safe browsing application that you can use while you are sharing sensitive information. Always type the full web address while opening a bank website instead of clicking on a link.

Share Personal Information on a Need to Know Basis

You should always refrain from sharing personal information whenever possible. You don’t have to share your SSN or other identification everywhere. Sometimes businesses may ask for information that is truly unnecessary. So, share personal information on a need-to-know basis. Make sure to educate your children in this regard as well.

Use Secure Passwords

None of the above precautions are worth the trouble if you are using weak passwords. Always try to create long and complex passwords consisting of absurd or random alphabets, symbols, and special characters.

Most websites and online applications allow passwords up to 16 characters in length. Do not reuse a password. If you have trouble memorizing long passwords, you can use password managers. A password manager stores all your passwords securely that you can access with a master password.  

How to Deal with a Personal Data Breach

Despite taking above precautions, chances are you may have to come across a personal data breach at some point in your life. The corporate organization or a bank you do business with may fail prey to the next infamous data security breach. Regardless of what the organization will do to remedy the situation, you should also take steps to prevent further misuse of stolen data. Here is what you can do.

Assess the Damage

The first thing you need to do is to find out the extent of the personal data breach. A thorough assessment of stolen information will determine the steps you need to take to handle the situation. Usually, there are following 3 scales of data breaches.

  1. Low: It includes loss of names and street addresses. It is relatively harmless.
  2. Medium: In this type of personal data breach, hackers often steal more sensitive information such as email addresses, dates of birth, and credit/debit card account numbers.
  3. High: It involves stealing highly sensitive information including social security numbers, bank account details, online-account passwords, and credit/debit card account numbers.

Change Every Password

Regardless of whether online accounts with the concerned organization were affected by the breach or not, change every single electronic password. It includes passwords for your email accounts, online bank accounts, credit card sites, insurance sites, and income tax sites. If you use the same password on other sites, change that too. While you are at it, don’t forget to update your security questions as well. To be on the safer side, make it a practice to change your passwords regularly.

Monitor Your Finances Closely

Though you should check your financial statements regularly, this is the time to be extra vigilant. Your liability may depend on how soon you identify and report relevant financial discrepancies. It includes checking your credit card statements, bank account statements, insurance statements, healthcare accounts, and tax returns.

Inform the Concerned Organizations

Upon receiving the news of fraud, inform the relevant bank or organization immediately. Don’t wait until the criminals misuse your credit or debit cards. Speak with the concerned authorities and tell them about the potential risk of fraud. Cybercriminals often try to exploit the stolen credit/debit cards as soon as possible. So, the sooner you inform the relevant financial institutions, the better.

In the United States, though federal rules limit the customer’s liability for fraud, you should check with your bank about the regulations in this regard. Debits cards have much less protection because criminals can practically drain your entire bank account. So, it is better to use your credit card for online and POS payments.

Enroll for Credit Monitoring Service

It may seem like locking the stable door after the horse has bolted, but you should enroll for credit monitoring services. Most probably the affected business organization will provide free credit monitoring and identity theft protection services for a year or so. Sign up for it. It may not be much, but it is better than nothing.

Sign up with Identity-Monitoring Service

Alternatively, you can also subscribe to identity theft protection and recovery services. The services provider may offer you emergency cash, identity theft insurance, and recovery assistance depending on your monthly plan.

Place a Fraud Alert and Credit Freeze

You should also inform the three major credit agencies including Equifax, Experian, and TransUnion about the fraud directly. They will set a fraud alert that will remain active for at least 90 days. You can also ask for a credit freeze. It will make sure no alterations can occur in your finances without your consent much like two-factor verification.

Report Identity Theft

When it comes to a personal data breach, identity theft is the worst case scenario. The above measures can prevent identity theft. Sometimes, however, they may not be enough to keep the cybercriminals at bay.

  • According to the 2017 Identity Fraud Study, in 2016, 6.15% of consumers became victims of identity fraud, an increase by more than 2 million victims from the previous year
  • The study also found that $16 billion was stolen from 15.4 million U.S. consumers in 2016, compared to $15.3 billion from 13.1 million victims in 2015.

Identity fraud due to data breach

If ID theft occurs, you should file a formal report of identity theft with the Federal Trade Commission besides setting up a credit freeze. The FTC website will help you create your Identity Theft Report and a personal recovery plan based on your circumstances. You will also need to file a police report with the local precinct. Make sure to ask the concerned officer to attach your FTC ID Theft Complaint to it.

Remember, you should take the above steps, (except for the last one) even if you are unsure of the extent of the compromised information.

Wrapping It Up

Every year, hundreds of cyber attacks take place, affecting millions of people around the globe. The increasing number of data breaches and the failure stop these cybercriminals in their tracks has become a global concern. Hopefully, reading this article will not only help you understand the global scale of data breaches but protect your personal information as well. You will also learn to deal with the situation in case your data gets stolen. We would love to hear your feedback. Drop your remarks, suggestions, and questions in the comments section below.


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